Hey Gig Worker! Do You Need a Loan?

GigsCheck loves to provide financial hand to hardworking gig workers, 1099 workers, independent contractors, freelancers, and self-employed. We give you a smart way to borrow money, no matter where you are.

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Our Plans

Choose a product to start

Our mission is to create a fair financial model to get more gig workers the money they need fast. We've already help 80890+ hardworking gig workers in the U.S. to get their financial peace from GigsCheck, now it's your turn!

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Payday Loans for Gig Workers

Small Loans over a Short-Term,
$200 – $2,500 over 3-6 months

Great for

  • Immediate cash need.
  • Designed for emergency use only.
  • Best to cover unexpected bills.
  • Approved even on poor credit score.
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Installment Loans for Gig Workers

Bigger Loans Over a Longer Term,
$2,500– $5,000 over 6-12 months

Great for

  • Higher loan amounts for big purchases.
  • Manageable repayment schedule.
  • Longer repayment term.
  • Less chances of debt cycle.
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How we work?
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Money Wins made possible.

GigsCheck is your next step, whenever you struggling financially. A product only for gig workers!
Borrow money in 3 easy steps

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1Apply Online: Select the amount you want and fill out our online application form.

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2Instant Approval : Receive an instant lending decision.

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3Get Cash in Minutes : If approved, you can receive your money in 10 minutes.

The Facts

Gig workers' income is unpredictable.

If you struggle to save and build credit, you are not alone. Due to higher living costs, many self-employed and gig workers are having to give up important things.

  • 45% of gig workers living with Financial Insecurity.

  • 38% of gig workers can't save for retirement.

  • 59 million American adults participated in the gig economy.

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What our
customer say?

Popular Questions

What is GigsCheck?

GigsCheck exists to help millions of gig workers financially. As we experience, the gig economy focuses more on customers and ignores the fundamental rights of gig workers. No one is thinking about solving the problems of gig workers, but we are trying to change it.

It is a bitter truth that workers' income in the gig economy is not regular and fixed. They are more likely to face cash-flow issues, so we built GigsCheck to cater to them. We built a clever, quick, and simple way for a gig and self-employed workers to borrow money and manage their unexpected expenses on time.

We offer super-fast payday loans for short-term cash problems and installment loans for gig workers to handle long-term financial glitches. It means you can access cash anytime, as per your requirements.

Can I get a loan as a gig worker?

Yes, getting a loan as a gig worker is likely possible. You could get a loan approval if you earn enough gig income and can repay your loan on time. Gig workers' income is unstable, but still, some lenders need to check the ability to repay the loan instead of focusing on income. Some loans for gig workers are Personal loans, Peer-to-peer loans, Payday loans, Credit union loans, and much more.

What is the maximum amount I can receive?

At GigsCheck, you have two loan options payday loans and installment loans. With payday loans, you can borrow from $200 – $2,500 and $2,500– $5,000 from installment loans.

Can I get a loan with a bad credit score?

Yes, but only if you can comfortably afford to repay the loan. Credit score plays a vital role while making a loan decision, but some lenders consider your income, debts, and collateral. Some lenders offer loans for gig workers with bad credit profiles.

What meant by payday loans for gig workers?

Due to the unstable income source of gig workers, they can't be able to apply for conventional loans. So, where can they apply to borrow money? The answer is payday loans for gig workers.

Payday loans are short-term loans with high interest. These loans are an easy, simple, and fast way to get funded within a few minutes. A good credit score is optional to qualify. If you can repay your loan on time, then your chances of approval will be high. GigsCheck offers online payday loans for gig workers up to $2,500.

Can I apply for an installment loans?

Yes, you can apply for installment loans for gig workers. These loans provide more flexibility and are easy to manage. Unlike payday loans, you can get a more significant loan amount of up to $5,000 with more time for loan repayment.

Can you get a guaranteed loan for gig workers?

No, no lender claims 100% guaranteed loans for gig workers. GigsCheck not make any false commitment or advertisement to fool customers. Instead of guaranteed approval, we have lenders with a high acceptance ratio of 98.99%.

How do I qualify?

In order to qualify for a gig worker loan at GigsCheck, applicants must:

  • At least 19 years' old;
  • Currently in employment with a regular income (gig workers, freelancers, and self-employed accepted);
  • Resident in the U.S.;
  • U.S. bank account holder.

How can I apply?

You can easily apply for a loan at GigsCheck by follow these simple steps:

  1. Visit the application form and select how much you want to borrow.
  2. Fill in your information and submit the form to receive an instant decision.
  3. Once approved, expect your money in your account in few minutes*.
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Applying won't affect your credit score

GigsCheck is the money plan for Gig Workers, Uber & Lyft Drivers, DoorDash Drivers, Self-Employed Workers,
Freelancers,
1099 Workers, & you.

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Disclaimer: All loans are subject to an approval process which is subject to our lending criteria and an assessment of suitability. GigsCheck may receive a referral fee for referring your application. Our loans are exclusively for gig workers, Uber & Lyft drivers, DoorDash drivers, 1099 workers, App-based freelancers, and Self-employed workers.